Expected Loss Ratio Method
| EXPECTED LOSS RATIO METHOD | |||
| Policy Year | Earned Premium | Expected Loss Ratio | Ultimate Incurred Losses |
| 1984 | 117,647 | 70% | 82,372 |
| 1985 | 125,000 | 70% | 87,500 |
| 1986 | 100,759 | 70% | 70,531 |
| 1987 | 115,510 | 70% | 80,857 |
| 1988 | 131,749 | 70% | 92,224 |
| 1989 | 91,559 | 70% | 64,091 |
| 1990 | 63,414 | 70% | 44,390 |